Baltimore,
A Smart Place to Own

Affordable homes. Assistance for first-time homebuyers. Appreciation potential.

info@homefreeusa.org I 855-493-4002

Helping Baltimore Residents Buy, Keep & Thrive in Their Homes

Struggling with Your Mortgage? We’re Here to Help.

Navigate Financial Hardships with Confidence - Expert Mortgage Assistance for Those Facing Job Loss and Other Challenges.

​Achieving homeownership in Baltimore is more attainable than you might think. At HomeFree-USA, we're dedicated to guiding you through the process with personalized support and access to valuable resources.​

Why Choose HomeFree-USA?

  • Personalized Guidance: Our certified Homeownership Advisors work with you to create a tailored plan to improve your credit and finances, positioning you for mortgage approval.
  • Educational Workshops: Participate in events like "First Steps to Homeownership" to earn a homebuyer certificate, qualifying you for down payment and closing cost assistance programs.
  • Access to Financial Assistance: We connect you with programs offering substantial financial support, such as up to $45,000 in assistance for buying a home in Baltimore.

Affordable Ways to Buy in Baltimore:

  • Community Development Block Grant (CDBG) Homeownership Assistance Program: Provides $5,000 toward down payment and settlement expenses for qualified first-time homebuyers.
  • Buying Into Baltimore: Offers $5,000 in down payment and closing cost assistance through a lottery system for attendees of Live Baltimore’s Trolley Tour event.
  • Direct Homeownership Assistance Program: Provides $5,000 in assistance to eligible first-time homebuyers purchasing the house they have rented for at least six months or those with a household member with a disability.
  • Live Near you Work: $2,000 to $5,000 downpayment and closing ​ assistance as a grant. 

Rooted in Baltimore. Committed to You.

We’ve spent years working alongside Baltimore residents — especially in the historic neighborhood of Poppleton, where we’ve led a block-by-block revitalization and helped strengthen a proud, resilient community.

​We see the strength, pride, and potential in every Baltimore neighborhood. Our work is driven by one goal: helping Baltimore residents like you build wealth, stability, and a future through homeownership.

Ready to get started?

Ready to get started?

Schedule your free consultation today and take the first step toward owning your home.

Schedule your free consultation today and take the first step toward owning your home.

Success Stories

Real Customer Testimonials

“We’ve always wanted to buy a home, but it was hard to save while raising a family. After taking the class and talking to a Homeownership Advisor, I felt informed and inspired. I thought, ‘We can really do this.’ And we did!”

Ashli & Hyon

“HomeFree-USA gave me the personalized support I needed. They walked with me every step of the way and gave me the confidence to believe homeownership was truly possible. I couldn’t have done it without them.”

David

“HomeFree-USA gave me the personalized support I needed. They walked with me every step of the way and gave me the confidence to believe homeownership was truly possible. I couldn’t have done it without them.”

Nia

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HomeFree-USA is not a mortgage lender. We provide guidance to help you understand and qualify for mortgage options that meet your unique financial needs.

Copyright © 2025 homefreeusa.org | All Rights Reserved.

Copyright © 2025 homefreeusa.org
All Rights Reserved.