Welcome Home!
No matter where you are in your homeownership journey, we are here to help.
  • ​Get a proven plan to homeownership.
  • ​Bring your mortgage current and prevent foreclosure.
  • ​Gain access to resources to help you on your homeownership journey.
Connect with our Homeownership Team for guidance you can trust.

Working with a Certified Homeownership Advisor means partnering with someone who will meet you where you are. They'll help you reach your goals and focus on getting all your questions answered. Follow the steps below to schedule a free consultation.

Please select the option that best describes you:

Buying a home can be confusing. HomeFree-USA simplifies the process by offering easy-to-understand programs designed to help you build credit and maximize your downpayment.
If your score is 639 or below,  our Credit Achievement Program (CAP) will help you:
  • Prepare for mortgage approval with a financial roadmap that works
  • ​Learn what you can do today to boost your credit immediately
  • ​Get a proven plan to help you spend less and save more
  • ​Gain rock-solid confidence with expert homeownership advice you can trust
If your score is 640 or above, our Mortgage Approval Program (MAP) will help you:
  • Find affordable lender options that many don't know exist
  • ​Gain access to downpayment and closing cost assistance programs
  • ​Get financially prepared for mortgage approval
  • ​Avoid common homebuying mistakes
Homeowners, whether you need mortgage help or want to refinance, we’ve got you covered!
Confused about your mortgage options?

Our Homeownership Advisors can provide:

  • ​Clear and easy-to-understand information about your mortgage
  • ​Help on deciding if it’s time to refinance
  • ​Tips on communicating with your mortgage company and financial institutions
Behind on your mortgage payments?

Our Homeownership Advisors can provide:

  • Access to government and lender programs
  • ​Free resources and tools to help you understand your mortgage options
  • ​Step-by-step guidance to prevent foreclosure
Looking for a lower rate on your mortgage? Want to tap into your equity?

Our Homeownership Advisors can provide:

  • Help with getting rates from multiple lenders; not just one
  • ​Fast and stress-free mortgage assistance
  • ​Expert help from experienced mortgage professionals
Success Stories

“We were able to build a relationship with HomeFree-USA that we feel like we’ll have for the rest of our lives. HomeFree-USA helped make homeownership a reality for us and showed us that it wasn’t as far fetched as we thought it would be.”

Tamika & Dexter

“It was nice to have HomeFree-USA to help me make decisions about my finances, my advisor’s knowledge was outstanding. Banks were offering good rates and different programs so I just stepped out and did it. My home is quiet and I love it”


“I didn’t know how the process worked or if I could even qualify for a home. HomeFree-USA held my hand and walked me through the process. I didn’t know anything about a mortgage — I just thought I couldn’t get one, but HomeFree-USA showed me that I could.”


Have questions? You’ve got an Advocate!
Understanding the world of homeownership can be a steep mountain to climb. We can help you find the financial assistance you need, and give you the financial guidance you want.
Phone: 855-493-4002
Address: 8401 Corporate Drive, Suite 600 Landover, MD 20785
Email: info@homefreeusa.org
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