Struggling to pay your mortgage? Or wondering if refinancing is right for you?
No matter what’s happening with your mortgage, we’ve got you covered.

Avoid costly mortgage mistakes

​Connect with your mortgage company for positive results

​Find mortgage delinquency, forbearance, and loan modification programs

​Sustain homeownership to stay in your home

Upcoming Mortgage 
Help Events

If you are experiencing difficulty paying your mortgage, help is here! 
Click the button below to sign up to attend a free webinar.

For LoanCare Clients Only

HomeFree-USA is here to answer your toughest mortgage questions and get you on the path to homeownership success.

If you are behind on your mortgage, HomeFree-USA 
helps you:

  • ​Access financial assistance to catch up on late payments
  • ​Understand mortgage relief options
  • ​Prevent foreclosure and relieve stress

If you are current on your mortgage, HomeFree-USA:

  • ​Makes refinancing easier and less expensive
  • ​Helps you lower your interest rate
  • ​Saves time by researching and presenting affordable lender options
  • ​Prepares and positions you to make smart homeownership decisions

HomeFree USA is not a mortgage lender. Make sure you understand the features associated with the program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. HomeFree-USA is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2021. Trade/service marks are the property of HomeFree-USA and/or its subsidiaries. Equal housing opportunity.

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