Ready to stop renting and OWN your home?

HomeFree-USA's experienced Homeownership Advisors will help you:

  • Boost your credit score so you can get approved for a mortgage
  • ​Access downpayment and closing cost assistance programs
  • Avoid the mistakes MOST first-time homebuyers make
96% of homebuyers who go through HomeFree-USA’s programs get approved on their FIRST mortgage application. You can too! 

Start your homeownership journey today!

Our free homeownership webinars connect you with the right people and information to help you get started. Register to attend our next virtual event.
HomeFree-USA offers easy-to-understand programs designed to help you build credit and maximize your downpayment.
Raise your credit score with our Credit Achievement Program (CAP):
  • Prepare for mortgage approval with a financial roadmap that works
  • ​Learn what you can do today to boost your credit immediately
  • ​Get a proven plan to help you spend less and save more
  • ​Gain rock-solid confidence with expert homeownership advice you can trust
Get credit and downpayment help with our Mortgage Approval Program (MAP):
  • Improve your credit score, reduce student loans, and other debts
  • ​Gain access to downpayment and closing cost assistance programs
  • ​Get financially prepared for mortgage approval
  • ​Avoid common homebuying mistakes
40k
HOMEBUYERS SERVED NATIONWIDE
96%
OF OUR CLIENTS ARE APPROVED THE FIRST TIME
0%
FORECLOSURE RATE
50+
AFFILIATED NONPROFITS NATIONWIDE
Success Stories

“We were able to build a relationship with HomeFree-USA that we feel like we’ll have for the rest of our lives. HomeFree-USA helped make homeownership a reality for us and showed us that it wasn’t as far fetched as we thought it would be.”

Tamika & Dexter

“It was nice to have HomeFree-USA to help me make decisions about my finances, my advisor’s knowledge was outstanding. Banks were offering good rates and different programs so I just stepped out and did it. My home is quiet and I love it”

Elaine

“I didn’t know how the process worked or if I could even qualify for a home. HomeFree-USA held my hand and walked me through the process. I didn’t know anything about a mortgage — I just thought I couldn’t get one, but HomeFree-USA showed me that I could.”

Shaun

You are not alone. We can help.
Often the biggest hurdle to mortgage approval is credit history. 
Many lenders won’t even consider a loan application with a score less than 650. That leaves out 30% of applicants, or 1 in 4 people in the U.S.!
Your next barrier is the recommended 20% downpayment. 
If you’re struggling with debt payments, high rent, or an income cap, it can take years to accumulate this much, especially as real estate prices soar. That's where we come in!

We’d love to hear from you! 

Phone: 855-493-4002
Address: 8401 Corporate Drive, Suite 600 Landover, MD 20785
Email: info@homefreeusa.org
Have questions? Contact us today.
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