Ready to stop renting and OWN your home?
Through homebuyer education and expert guidance, HomeFree-USA makes the homebuying process easier and less expensive.
How The Process Works
HomeFree-USA’s certified Homeownership Advisors position you to save time and money by preparing you for mortgage approval; helping you to find and secure downpayment and closing cost assistance; and connecting you with affordable mortgage products. Membership includes the downpayment course and certificate.
If you're already pre-approved, go straight to step 2.
Step 2: Earn Your Homebuyer Certificate To Qualify For Downpayment Assistance
Buying a home can be expensive. Downpayment and closing cost assistance makes the purchase more affordable but you must qualify for programs. In order to qualify, sign up for HomeFree-USA’s approved course to earn your lender-required downpayment certificate.
Step 3: Get Approved
Shopping for the right loan can be confusing. HomeFree-USA makes it easier by connecting you with affordable mortgage products and programs. 96% of HomeFree-USA members secure mortgage approval the first time they apply. We help our homebuyers qualify for an average of $18,000 in downpayment and closing cost assistance.
Step 4: Now You're HomeFree!
Move through the rest of the process with ease. Meet with your realtor and shop for your new home with confidence. Once you get a ratified contract, proceed to home inspection, final mortgage approval and closing.
If you have questions as a homeowner, HomeFree-USA is here to help. Contact us for guidance with refinancing, foreclosure prevention and other home retention options.
How We Are Different
HomeFree-USA’s commitment to YOU makes us different. Our homebuyer membership program is uniquely designed with YOU in mind.
How We Are Different
HomeFree-USA’s commitment to YOU makes us different. Our homebuyer membership program is uniquely designed with YOU in mind.
Become a HomeFree-USA Member
Understanding the world of homeownership can be a steep mountain to climb. HomeFree-USA simplifies the process by offering easy-to-understand programs designed to help you build credit and maximize your downpayment.
30
YEARS OF CLIENT SUCCES
45k
BUYERS SERVED NATIONWIDE
96%
OF CLIENTS APPROVED THE FIRST TIME
0%
FORECLOSURE RATE
50+
AFFILIATED NONPROFITS NATIONWIDE
Success Stories
“We were able to build a relationship with HomeFree-USA that we feel like we’ll have for the rest of our lives. HomeFree-USA helped make homeownership a reality for us and showed us that it wasn’t as far fetched as we thought it would be.”
Tamika & Dexter
“It was nice to have HomeFree-USA to help me make decisions about my finances, my advisor’s knowledge was outstanding. Banks were offering good rates and different programs so I just stepped out and did it. My home is quiet and I love it”
Elaine
“I didn’t know how the process worked or if I could even qualify for a home. HomeFree-USA held my hand and walked me through the process. I didn’t know anything about a mortgage — I just thought I couldn’t get one, but HomeFree-USA showed me that I could.”
Shaun
